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urban lazarus


secured growth through

real estate

Investment opportunities for

security-minded investors 


"Real estate is an imperishable asset, ever increasing in value. It is the most solid security that human ingenuity has devised. It is the basis of all security and about the only indestructible security."


Urban Lazarus Capital is a real estate investment group based in San Antonio, Texas. Since 2005 we've been investing in rehabs, rentals, notes, equity interests, and real estate loans. We help investors who are looking to grow their capital securely and passively with real estate. We also believe in doing well by doing good, and that thoughtful investing can improve lives AND yield superior returns for investors.


invest with us


ramiro gonzales

Managing Partner

Ramiro is the Founder and Managing Partner of Urban Lazarus Capital. Ramiro has been investing in real estate since 2005, has structured over $80 million of public investment in urban redevelopment projects, and is a frequent speaker on topics such as entrepreneurship, real estate, and community development. Ramiro graduated from the University of Texas at San Antonio in 2010 with a degree in Political Science. He serves on multiple boards related to affordable housing and urban redevelopment. Ramiro is also the CEO of Prosper West San Antonio, a nonprofit community development organization that is focused on fostering economic prosperity for the Westside of San Antonio. 


investing made simple

We help our investment partners grow their idle cash and retirement accounts passively and securely

through real estate.​

Our partners earn annual interest between 8-12%+ on their funds holding a first or second lien note on single family real estate in San Antonio, Texas - one of the most stable housing markets in the country. Terms can range anywhere from 6 months to 5 years, depending on your goals, and it's entirely passive.

Compare that to other investment options like stocks, bonds/cds, or landlording where either the risk is too high, the returns are too low, or you have to invest too much of your own time.

We make it easy and provide solid confidence in working with a proven team with nearly 20 years of local experience.

Investing with Urban Lazarus gives you the best balance of both security and growth, and with ZERO account fees. This means more control and predictability of your financial future - and we make it all very easy.

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