urban lazarus


secured growth through

real estate

Investment opportunities for

security-minded investors 


"Real estate is an imperishable asset, ever increasing in value. It is the most solid security that human ingenuity has devised. It is the basis of all security and about the only indestructible security."


Urban Lazarus Capital is a real estate investment group based in San Antonio, Texas. Since 2005 we've been investing in rehabs, rentals, notes, equity interests, and real estate loans. We help investors who are looking to grow their capital securely and passively. We also believe in enriching the community through our investment activities, and that thoughtful investing can improve lives AND yield superior returns for investors.


meet the team

ramiro gonzales

Managing Partner

Ramiro is the Founder and Managing Partner of Urban Lazarus Capital. Ramiro has been investing in real estate since 2005, has structured over $80 million of public investment in urban redevelopment projects, and is a frequent speaker on topics such as entrepreneurship, real estate, and community investment. Ramiro graduated from the University of Texas at San Antonio in 2010 with a degree in Political Science. He is a board member of OURSA (Urban Renewal Agency), San Antonio Affordable Housing Inc., and the Midtown Tax Increment Reinvestment Zone.  

Gayle mcdaniel

Operations Manager

Gayle is the Operations Manager for Urban Lazarus Capital. Gayle is a licensed real estate agent and has been working in real estate for over 13 years in market analysis and in assisting buyers and sellers in analyzing and closing real estate transactions.


investing made simple

We help our clients grow their idle cash and retirement accounts passively and securely through real estate.​

As a client of Urban Lazarus, your funds would earn 8-10% annual interest holding a first lien note on single family real estate in San Antonio, Texas - one of the most stable housing markets in the country. Terms can range anywhere from 6 months to 5 years, depending on your preference, and it's entirely passive.

Compare that to other investment options like stocks, bonds/cds, or landlording where either the risk is too high, the returns are too low, or you have to deal with tenants and toilets.

We make it easy and provide absolute confidence in working with a proven team with nearly 20 years of local experience.

Investing through Urban Lazarus gives you the best balance of both security and growth, and with ZERO account fees. This means more  control and predictability of your financial future - and we make it all very easy.

Interested in learning more? Complete the form below for additional information.
Urban Lazarus Capital